Our Rent vs Buy Calculator helps you decide whether to keep renting or purchase a home by comparing total costs over your chosen time horizon. It factors in mortgage payments, buying and selling costs, maintenance, service charges and the opportunity cost of your deposit, then offsets these against the equity you build through repayments and any assumed house price growth.
Positive = owning costs more in month 1; negative = owning cheaper.
Educational tool only. Not financial advice. Enter your own assumptions and verify independently.
